Does my Varo Bank Account come with a debit card? Yes, it comes with a Varo Visa® Debit Card, which you can use everywhere Visa is accepted. Related articles How long does it take for my debit card to arrive? Setting up your Varo Visa® Debit Card Does the Varo Debit Card come with an EMV Chip? Can I deposit cash into my account? What can I do with Varo’s Android app?