Does Varo Offer Overdraft Protection? Varo has discontinued overdraft protection, but we do offer Varo Advance to qualified customers. Visit our Varo Advance FAQ page here for more information about Varo Advance. Related articles Does my account have overdraft protection? Is there a spending limit on my Varo Debit Card? Does Varo work with Google Pay and Samsung Pay? I forgot what email I used for my username. What do I do? Can I deposit a check with Varo?