Some customers will have access to Varo’s digital debit card while they wait for their physical debit card to arrive in the mail.
Physical debit card
We mail a physical debit card to the address you provided us. When you receive the card, use the Varo Bank app to set up your PIN and activate your card to start using it.
Digital debit card
While waiting for a physical card to arrive, some customers will have immediate access to a digital debit card, which you can use for online purchases, or add to your digital wallet.
If you’re eligible for a digital debit card, you’ll see a screen titled Early access to your card pop up in your app.
From there, you can tap Yes, I want early access to validate your card and start using it for online and digital wallet transactions, before you receive and activate your physical card. Access to your digital card information is subject to verification of your identity.
Until you click Yes, I want early access your card is not validated. To keep it that way, just click No, maybe later and no further action is required.
If you’re eligible for a digital debit card, you can always change your mind later and access your digital debit card at any time by tapping the My Varo tab in the Varo Bank App, and then tapping on Card Services.
For additional information and initial disclosures, you can access the Varo Bank Account Agreement and other policies and agreements here.