Yes, we’ll report your payment history to all 3 major credit bureaus – TransUnion®, Experian®, and Equifax®, which can help you build your credit history.
Keep in mind that Varo Believe will be just one piece of your overall credit health, and other credit cards you use, as well as loans and delinquencies, can also impact your credit score.*
*The Varo Believe Program is designed to help you build your credit; however, a variety of factors impact your credit including payment history, utilization, derogatory marks, account age, total number of accounts, and inquiries--not all factors are equally weighted. Building your credit may take time and is a process, but the Varo Believe Program may be able to help.
The Varo Believe credit card must be repaid on time to avoid late charges. Continued use of the Varo Believe credit card is contingent upon timely payment.