Can I refer myself for a second account if I have an existing Varo Bank Account? No, you can’t open more than one Varo Bank Account per Social Security Number. See full Terms and Conditions for more details. Related articles Is every Varo customer part of the program? I got referred to Varo by a friend. How do I make sure we both get our bonuses? How many friends can I refer? How much can I earn in Referral Bonuses? How do In App deals with Varo Bank’s Cashback rewards program work? What if I got a referral from my friend but I already have a Varo account?