Can I refer myself for a second account if I have an existing Varo Bank Account? No, you can’t open more than one Varo Bank Account per Social Security Number. See full Terms and Conditions for more details. Related articles I got referred to Varo by a friend. How do I make sure we both get our bonuses? How many friends can I refer? How much can I earn in Referral Bonuses? What if I got a referral from my friend but I already have a Varo account? Is every Varo customer part of the program? Where can I find my unique referral link?