Believe* is designed to help you build credit and support you on your financial journey, so there’s no credit check to apply, and any and all credit history is accepted.
You’ll be automatically invited to apply in your Varo app when you meet the following minimum qualifications:
- Have a Varo Bank Account without a negative balance or an overdue Varo Advance
- Additional qualifications may apply.
Your Believe card is mailed automatically when you’re approved, and will arrive within 6-9 business days. Tap Activate your card on the home screen of your Varo app to get started using your Believe account.
*Varo Believe is a secured credit card designed to help you build credit; however, a variety of factors impact your credit and not all factors are equally weighted.You must add money before using, money added sets the spending limit. Funds spent are held in your Varo Believe Secured Account to pay off any balance in full monthly, when due. Quals apply.