Believe is designed to help you build credit and support you on your financial journey, so there’s no credit check to apply, and any and all credit history is accepted.
You’ll be automatically invited to apply in your Varo app when you meet the following minimum qualifications:
- Incoming deposits* of $200 or more in the past 31 days.
- A Varo Bank Account without a negative balance or an overdue Varo Advance.
- Additional qualifications may apply.
Your Believe card is mailed automatically when you’re approved, and will arrive within 6-9 business days. Tap Activate your card on the home screen of your Varo app to get started using your Believe account.
*To be eligible to apply for the Varo Believe Card, you need to have received incoming deposits of $200 or more in the past 31 days to your Varo Bank Account and/or Savings Account. Incoming Deposits include any deposit into your Varo Bank Account and/or Savings Account from any source outside of Varo, Varo to Anyone transfers between Varo customers, and final dispute credits.