We review the following to see if we can increase your limits:
- Your account balances, activity, and direct deposit history, just so we can be sure you're able to repay your Advances.
- Your Advance repayment history. As you repay more Advances on time, the more likely it is we’ll increase the Advance amounts you can get.
- Other risk-based factors.
While we can’t guarantee a higher limit, the more you maintain positive account balances and build a positive Advance repayment history, the more likely your credit limits may step up gradually to higher amounts. Your eligibility for Varo Advance and your applicable credit limit are evaluated daily, and may change at any time. You can see the Advance amounts available to you at any time by tapping on Varo Advance on the home screen of your Varo app. It's important to timely repay each Advance to continue using Varo Advance.