What are the eligibility requirements for Varo Pay Over Time?
To use Varo Pay Over Time1, your account and transaction activity must meet the following requirements:
- Transaction must be a debit card purchase between $25 and $1,000
- Transaction must have settled within the past 15 calendar days
- You must not currently have more than four active Pay Over Time loans
- Your Varo accounts must be in good standing
- Additional qualifications apply
How do I apply for Varo Pay Over Time?
You can apply right from your transaction history in the app.
Find an eligible purchase by logging into the Varo App > select your Bank account > look for transactions2 that have the Pay Over Time eligible tag > select the transaction and tap Pay Over Time.
You will see your loan offer, associated fee, and repayment schedule. You can tap Accept plan to deposit the funds into your Varo Bank Account.
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11Pay Over Time eligibility and available amounts are based on your unique account history and activity. Certain transactions are not eligible for financing, including money transfers and transactions under dispute. Qualifications apply.
2Certain transactions are not eligible for financing, including money transfers and transactions under dispute.