Varo Cashback1 makes it easy to get money back in your pocket for everyday spending. To view your current offers, tap the Cashback icon at the bottom of the app. There, you can see your top offers, search for a category, or click the map to view offers near you.
You'll find two different types of offers:
| Push to Activate2 | Some cash back offers require you to activate the specific offer before paying. You can activate up to five of these on-demand offers each day. After activating, these offers are valid for 4-24 hours. See the remaining time available for each offer under Cashback > My Offers. Offers can be deactivated at any time before the expiration. |
| Automatic Cashback | While our most personalized local deals require a quick tap to activate, you can find plenty of automatic cashback opportunities available in the app. Simply use your Varo cards (each offer will specify which Varo card you can use) at participating retailers, and these automatic rewards stack up without any extra steps. |
Find your Cashback Lifetime earnings3 at the top of the Cashback screen. Here you'll find a list of all transactions you earned Cashback on. Transactions can take up to 2 weeks to appear in your Cashback balance. After your Cashback balance updates, rewards automatically transfer to your Varo Bank or Believe Account, typically within 24 hours but it can take up to 60 days.
1Cashback is available on qualifying items or services purchased with your Varo Debit Card or Varo Believe Card at participating merchants. Select offers require activation in the Varo app prior to purchase. Offer details, including reward rates, merchant participation, and offer expiration may vary; see the Cashback tab for specific terms and current deals. The maximum cashback earned is $750 USD per calendar month.
2Once an offer expires, it can't be replaced or deactivated, counting toward the 5 offer limit. Your 5 offer limit resets daily at midnight in your local timezone and includes both active and expired offers. Cashback processing begins once the offer expires.
3This balance is subject to adjustments from returns on merchandise purchased where Cashback rewards were applied.