What is the Grand Giveaway?
The Grand Giveaway is a holiday sweepstakes for eligible Varo Visa® Believe Card1 customers who join through the Varo app. The Grand Giveaway runs from approximately November 12, 2026 to January 5, 2027. Qualifying Varo Believe secured card purchases earn entries into a total of four drawing dates where winners can earn up to $5,000. No purchase necessary, check the complete Terms & Conditions for more details.
How do I join?
To join the Grand Giveaway through the Varo app:
- Tap Varo Believe on the Varo app home screen (or the link in a push notification/email).
- Tap How it works to review the dates, prizes, and Official Rules.
- Tap Join the giveaway to get started.
How do I earn entries?
Make a qualifying purchase of at least $10 with your Varo Believe secured card to earn entries. Purchases must be made in person, online (card not present), or via digital wallet.
Account funding transactions, ATM withdrawals, and cash advances do not apply. Entries are earned when the purchase settles (timing determined by the merchant, not Varo), not when you swipe or tap. There are no bonus entries for frequent card use.
- Purchases under $10 will not earn entries.
- Purchases between $10 to $24.99 earn 1 entry each
- Purchases of $25 or more earn 2 entries each
You can submit free mail-in entries (no purchase necessary) to the following address:
Varo Bank, N.A.
P.O. Box 108
Draper, UT 84020
View your total number of entries, which transactions qualified, and the date of the next drawing in the Varo app. On the home screen tap Varo Believe > Grand Giveaway.
The drawings happen approximately five days after the entry period ends. If you are not selected in a drawing, your entries remain valid through the remaining drawings for the giveaway.
Why can’t I join the sweepstakes?
The easiest way to join the giveaway and earn automatic entries is to apply for a Varo Believe secured card. If approved, all Believe purchases of $10+ will earn you automatic entries into the Giveaway. Check the complete Terms & Conditions for Mail In entry options.
You can join in the app by tapping Varo Believe on the home screen > Join the Giveaway.
All applications are subject to review and approval. For more information check out our FAQs on Varo Believe. You may not be able to join the Giveaway in the app or earn entries if your Varo Believe account is not active or up to date on payments. Any other account restrictions may prevent you from joining the giveaway.
Why didn't my purchase earn entries, or why were entries removed?
A purchase will not earn entries if the purchase was made before you joined the giveaway, it was under $10, or the transaction has not settled yet. Settlement times vary by merchant and typically range from 1-3 days. We tally entries daily, so your entry will appear in the tracker the day after it settles. Settlement times vary by merchant and typically range from 1-3 business days. We tally entries daily, so your entry will appear in the tracker the day after it settles.
Any entries earned from a purchase will be removed if that purchase is returned or disputed.
1Varo Believe is a secured credit card designed to help you build credit; however, a variety of factors impact your credit and not all factors are equally weighted. You must add money before using, money added sets the spending limit. Funds spent are held in your Varo Believe Secured Account to pay off any balance in full monthly, when due. Quals apply.